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Chapter 13 Bankruptcy

Chapter 13 create a structured repayment plan that allows you to consolidate and modify your debts, pay only what you can afford and keep important assets like your home.

Chapter 13 Bankruptcy can also be called a structured repayment plan. It provides more flexibility, covers more kinds of debt and gives you more options than a Chapter 7 bankruptcy. However it also takes longer and is somewhat more complicated. Chapter 13 is a three to five year process, so you'll want to make sure you have the right attorney at your side.

In an Oregon Chapter 13 bankruptcy filing, we help you figure out how much money you need to live on each month. We subtract all reasonable expenses from your income and just use disposable income you have to pay off debts. That means that creditors can't demand more from you than you can afford to pay. You pay only one bill, through the Bankruptcy Trustee, and it's a payment you know you'll be able to afford. No more harassing phone calls or trying to decide which bill to pay!  Call for a FREE Consultation Today - 503-385-8888.

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Other products and services:

Chapter 7 Bankruptcy
Chapter 11 Bankruptcy. A reorganization for businesses and some individuals, this can help your business stay open and helps you work out a plan to repay creditors over time.
Chapter 12 Bankruptcy is reserved only for farmers and fishermen and designed to help you save the land and equipment you need to maintain your business.
Are you facing foreclosure and looking for a way to stop the clock and give yourself time to catch up? We provide foreclosure defense – that means that we can help create a plan to save your home.
Did you know we can help you with debt, even if you choose not to file for bankruptcy? In some cases we can help you adjust the terms of your loans and debts with your creditors.
Rank & Karnes Law, P. C. we help in Credit Report & Identity Theft Assistance.
Business details
Affordable Oregon Bankruptcy Attorneys with over 40 years experience helping individuals and businesses file Chapter 7, 11, 12 or 13 Bankruptcy and in other debt related matters. 503-385-8888
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