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Chapter 13 Bankruptcy can also be called a structured repayment plan. It provides more flexibility, covers more kinds of debt and gives you more options than a Chapter 7 bankruptcy. However it also takes longer and is somewhat more complicated. Chapter 13 is a three to five year process, so you'll want to make sure you have the right attorney at your side.
In an Oregon Chapter 13 bankruptcy filing, we help you figure out how much money you need to live on each month. We subtract all reasonable expenses from your income and just use disposable income you have to pay off debts. That means that creditors can't demand more from you than you can afford to pay. You pay only one bill, through the Bankruptcy Trustee, and it's a payment you know you'll be able to afford. No more harassing phone calls or trying to decide which bill to pay! Call for a FREE Consultation Today - 503-385-8888.