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Chapter 12 bankruptcy is essentially a special case of bankruptcy designed only for farmers and fishermen. It has very narrow and specific requirements, because it is designed just to protect those who grow and harvest our food. The government recognizes that it takes a great deal of very expensive equipment and land to run a farm. And there are more natural variables in your profit margins than almost any other profession in the world. So they created Chapter 12 bankruptcy to give farmers and fishermen a way to manage overwhelming debt and continue to provide food and services.
If you're a farmer you have more rights than anyone else in filing bankruptcy. Chapter 12 is a great deal like Chapter 13 bankruptcy. It allows you an opportunity to reorganize your debts and pay only what you can afford over the course of three or five years.
We are proud to live in one of the most fertile and productive states in the U.S. Farmers and fishermen are our friends and neighbors here in Oregon, and we understand the work and determination it takes to keep your businesses alive. We can help you resolve your financial difficulties and be with you through this process. Call Rank & Karnes Law, P.C. today and let us help you get back on your feet.