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Chapter 12 Bankruptcy
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Chapter 12 Bankruptcy is reserved only for farmers and fishermen and designed to help you save the land and equipment you need to maintain your business.

Chapter 12 bankruptcy is essentially a special case of bankruptcy designed only for farmers and fishermen. It has very narrow and specific requirements, because it is designed just to protect those who grow and harvest our food. The government recognizes that it takes a great deal of very expensive equipment and land to run a farm. And there are more natural variables in your profit margins than almost any other profession in the world. So they created Chapter 12 bankruptcy to give farmers and fishermen a way to manage overwhelming debt and continue to provide food and services.

If you're a farmer you have more rights than anyone else in filing bankruptcy. Chapter 12 is a great deal like Chapter 13 bankruptcy. It allows you an opportunity to reorganize your debts and pay only what you can afford over the course of three or five years.

We are proud to live in one of the most fertile and productive states in the U.S. Farmers and fishermen are our friends and neighbors here in Oregon, and we understand the work and determination it takes to keep your businesses alive. We can help you resolve your financial difficulties and be with you through this process. Call Rank & Karnes Law, P.C. today and let us help you get back on your feet.  

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Chapter 7 Bankruptcy
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Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
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Chapter 11 Bankruptcy. A reorganization for businesses and some individuals, this can help your business stay open and helps you work out a plan to repay creditors over time.
Chapter 13 Bankruptcy
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Chapter 13 create a structured repayment plan that allows you to consolidate and modify your debts, pay only what you can afford and keep important assets like your home.
Foreclosure Defense
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Are you facing foreclosure and looking for a way to stop the clock and give yourself time to catch up? We provide foreclosure defense – that means that we can help create a plan to save your home.
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Did you know we can help you with debt, even if you choose not to file for bankruptcy? In some cases we can help you adjust the terms of your loans and debts with your creditors.
Consumer Litigation
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Rank & Karnes Law, P. C. we help in Credit Report & Identity Theft Assistance.
Business details
Affordable Oregon Bankruptcy Attorneys with over 40 years experience helping individuals and businesses file Chapter 7, 11, 12 or 13 Bankruptcy and in other debt related matters. 503-385-8888