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Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Filing for $500 Upfront!  Chapter 7 bankruptcy is the fastest, most straight-forward personal bankruptcy filing. Congress set up bankruptcy as debt relief for honest people who find themselves drowning in unsecured debt. If you have so much debt that repayment in your lifetime is unlikely and your debts are preventing you from being able to live and function normally then it is time to seek advice from a bankruptcy attorney.

When people think about bankruptcy most people think of Chapter 7. Chapter 7 bankruptcy is a liquidation bankruptcy. In a Chapter 7 bankruptcy a debtor is seeking the discharge or elimination of debt. While most debt is dischargeable in bankruptcy there are certain exceptions which an attorney will discuss with you. Chapter 7 is known as a liquidation bankruptcy because certain assets may be taken by a Chapter 7 trustee and liquidated or sold in order to pay some of your debt. The rules which dictate which assets can and cannot be taken are covered by the exemptions.

At Rank & Karnes Law, P.C. we help people with 7 bankruptcy all the time. We know that facing financial diffiuclties are hard, and you don't have to do it alone.  Schedule a FREE Consultation and we'll help you create a brighter future. 

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Other products and services:

Chapter 11 Bankruptcy. A reorganization for businesses and some individuals, this can help your business stay open and helps you work out a plan to repay creditors over time.
Chapter 12 Bankruptcy is reserved only for farmers and fishermen and designed to help you save the land and equipment you need to maintain your business.
Chapter 13 create a structured repayment plan that allows you to consolidate and modify your debts, pay only what you can afford and keep important assets like your home.
Are you facing foreclosure and looking for a way to stop the clock and give yourself time to catch up? We provide foreclosure defense – that means that we can help create a plan to save your home.
Did you know we can help you with debt, even if you choose not to file for bankruptcy? In some cases we can help you adjust the terms of your loans and debts with your creditors.
Rank & Karnes Law, P. C. we help in Credit Report & Identity Theft Assistance.
Business details
Affordable Oregon Bankruptcy Attorneys with over 40 years experience helping individuals and businesses file Chapter 7, 11, 12 or 13 Bankruptcy and in other debt related matters. 503-385-8888
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