Vanden Bos & Chapman LLC

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WELCOME to the website of Vanden Bos & Chapman, LLP, bankruptcy attorneys serving the greater metropolitan Portland, Oregon area for twenty-five years. Here you will find information of interest on issues of bankruptcy law. If you want to find a bankruptcy attorney, we have provided information about our firm and topics you might weigh in your search to find a bankruptcy attorney.
Disclaimer: Nothing on this web page is intended to and does not constitute an offer to provide bankruptcy assistance services to any person. Vanden Bos & Chapman, LLP can not and does not offer to provide assistance to any person unless such person participates in a consultation with an attorney from our firm and one of our attorneys determines that our firm is willing to provide assistance. See additional disclaimer information below under the caption "Caution, Additional Disclaimers".
To help you navigate this website, listed below are some of the features we feel you should be sure to take advantage of:

Choosing a Bankruptcy Attorney In this section you will find a list of the factors we believe are important when you make your choice of a bankruptcy attorney. While it may not be hard to find a bankruptcy attorney, this page will help you decide if the bankruptcy attorney you find is the right one for you.

Bankruptcy Snapshot Analysis You may not know whether a bankruptcy is necessary. We have designed our Bankruptcy Snapshot Analysis to be a tool for persons considering filing bankruptcy to provide their basic information to us. The form can be completed in less than five to 10 minutes. We will evaluate the form when it is received by us at no cost or obligation to you and let you know whether we think you are a candidate for bankruptcy or not. This is a very effective tool for you to get a quick evaluation of your situation. We suggest that you try our Bankruptcy Snapshot Analysis if you are considering filing bankruptcy.

Client Section While this section is available for clients only, we want to call your attention to some of the features that will be available to you if you become a client of Vanden Bos & Chapman, LLP. The availability of these features may be a factor you want to consider in your search to find a bankruptcy lawyer. In our Client Section you will find the following:

Credit Card Payoff Calculator Did you ever wonder how long it would take you to pay off your credit cards if you continue at your current pace? Just put your information into our Credit Card Payoff Calculator and the calculator will automatically tell you how long it will take you to pay off your total credit card debt. If you want to know how much your monthly payment would be if you set a goal of paying your cards off in a specified number of years, just fill in your target payoff date (say 5 years) and our calculator will tell you the estimated amount of your monthly payment. Of course, the numbers are estimates only and will vary depending on the average interest rates of your cards.

Foreclosure Information In this section we outline many of the questions asked by persons facing foreclosure. More importantly, we point out the common mistakes of persons facing foreclosure. Be informed. If you are facing foreclosure, review our list of the common mistakes so that you can avoid them.

Bankruptcy Reform Act of 2005 The Bankruptcy Reform Act became effective October 17, 2005. The information on this webpage has been updated to address the more significant changes made by the new law. The law is extremely complex and cannot be fully addressed in a website. The law requires disclosures to certain persons under certain conditions. Generally, these disclosures may apply to you if you have less than $150,000 of non-exempt assets and your debts are primarily consumer debts. Vanden Bos & Chapman, LLP did not author and does not endorse these disclosures and disclaims any liability resulting from any person's reliance on the disclosures. The disclosures required by Bankruptcy Code Sections 341, 342, 527(a), 527(b) can be viewed by clicking here.

The above are just some of the highlights of our web page. Please browse all the other sections since there is much more information that may be of interest to you. Thank you for visiting our web page.
CAUTION, ADDITIONAL DISCLAIMERS: This website is to provide visitors with basic information about our firm, and information about how to contact us. The information contained on this website does not and should not be construed as providing assistance with respect to filing a case under the Bankruptcy Code. Every situation is different, and no information on this website is legal advice on any specific question. You should not act on any of the information without first conferring with an attorney licensed in your jurisdiction. No attorney-client relationship or privilege is formed by visiting this site or by unsolicited email. Therefore, initial emails should not contain any confidential information. We may already represent parties adverse to you and cannot advise or represent you until we check for conflicts. We are licensed only in Oregon and offer our services only in Oregon, unless we are associated with local counsel in accordance with other states' laws. The applicable laws may have changed after the information on this website was published. While effort is made to keep the information current, you should not presume that all information is up to date. You must confer with an attorney to be sure you have current information. All persons are admonished to view the disclosures contained in Sections 341, 342, 527(a) and 527(b) of the Bankruptcy Code, as displayed on this website. The Bankruptcy Codes may require that additional disclosures and information be provided to certain persons if offered bankruptcy assistance by us. Vanden Bos & Chapman, LLP reserves the right to and will make any additional disclosures, or supply such additional information, at the time or times required by law. Be aware however that Vanden Bos & Chapman, LLP did not write these disclosures and specifically disclaims any responsibility for their content or accuracy. Vanden Bos & Chapman, LLP shall not have any liability to any person who relies on the disclosures contained in Sections 341, 342 and 527 for an explanation of the Bankruptcy Code or of a person's rights under the Bankruptcy Code. Vanden Bos & Chapman, LLP urges every person who is considering bankruptcy to seek the advice of a competent attorney as the current bankruptcy law is both complex and uncertain. Courts will likely be arriving at different interpretations of the new law for several years.