Credit IQ LLC

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Here are some thoughts for my younger readers, (and some of my older ones, too)
Do you invest, have insurance, or bank at the same institutions that your parents use? My guess is that...

You have probably heard the saying: We are creatures of habit. For most of us, its true. Once we do something one way, we repeat...

How often do we pay for something we already have? Take, for example, automobile insurance. Often a comprehensive policy covers towing and gas delivery in addition to accident repair and replacement...

By reaching my site, you are more likely than most to understand that investment advising is not what it used to be. The old model of handing over your money to a manager who charges you to take your money and then receives another payment from the Fund where he invests your money is being challenged by the new model of Fee Only financial advisors. I am a Fee Only financial advisor. I am paid for the service I provide to you, much the same as you pay your dentist or your accountant.

Fee only financial advice establishes payment based on the time required to perform the task or fixed fee, rather than payment from the employer of the investment advisor or direct or indirect payment from the recipient of the investment. In simple terms, the success of my business depends on your satisfaction. There is no economic incentive for me to do anything other than prepare the best investment program for you at the least cost I find.

No one can guarantee the success of an investment plan, but some facts are clear the earlier you start investing, the better chance you have for financial security. The lower your fees, the more you have to invest, and the more independent your financial advisor is, the greater the chance youll be invested in what is good for you.