Baxter & Baxter LLP

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Welcome to our website. The attorneys of Baxter & Baxter, LLP, are dedicated advocates for consumers. Baxter & Baxter, LLP, is a Pacific Northwest consumer protection law firm with offices in Portland, Oregon, Hillsboro, Oregon, and Vancouver, Washington.
The Oregon consumer protection lawyers of the Consumer Litigation Group specialize in cases with false credit reports, identity theft cases, unlawful debt collection cases, and consumer fraud cases. The Portland Oregon bankruptcy attorneys, Hillsboro, Oregon bankruptcy attorneys, and Vancouver Washington bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcy. Our mission of committed and zealous consumer advocacy is unrivaled, and our track record of excellence and professionalism is recognized nationwide.

Nationally Respected Consumer Protection Attorneys
The consumer litigation attorneys of Baxter & Baxter, LLP, represent consumers in false credit report cases, unlawful debt collection practices cases, and other consumer cases. We specialize in identity theft cases and cases of mistaken identity. These cases often involve false credit reports, credit report disputes, and debt collector harassment. We also represent consumers who have been sued by debt collectors for bills that they do not owe.

The Consumer Litigation Group represents consumers on a contingent basis. We don't get paid a fee unless there is a recovery or result in your favor.
For more information about the Consumer Litigation Group, click on the links below:

Member of the National Association of Consumer Advocates (NACA).

Knowledgeable and Dedicated Bankruptcy Lawyers
The Portland, Oregon bankruptcy, Hillsboro, Oregon bankruptcy attorneys and Vancouver Washington bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcies. We offer a free initial consultation. We can stop collection calls from debt collectors and home foreclosures. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file.

Our rates are competitive, and an uncontested no-asset Chapter 7 bankruptcy can be filed for as little as a $1,250 attorney fee (plus the applicable court filing fee). If you don't have the full fee right now, call us to discuss prioritizing your payments.
For more information about the Bankruptcy Practice Group, click on the links below:

Filing for Chapter 13 Repayment Plan
Frequently Asked Questions about Filing Bankruptcy in Oregon
The Process of Filing Bankruptcy in Oregon

Member of the National Association of Consumer Bankruptcy Attorneys (NACBA).
"We are a debt relief agency. We help people file for relief under the Bankruptcy Code."

When the financial troubles of life come your way, and the creditors wont stop calling, bankruptcy could be the right choice for you, bankruptcy will not ruin you like the debt consolidation programs often claim. It could be a fresh start provided to you by the government. After bankruptcy it could only take 2 years to rebuild your credit and get you back on track. Our law offices can help you choose your best options and get you on the road to financial recovery Discover the advantages of bankruptcy before making your next move.

Stopping Home Foreclosure through Bankruptcy
Many consumers are new home owners because of lax lending rules in recent years, and because of non-conventional loan schemes, including zero-interest, zero-down loans. The bad economy has left many new home owners wondering how bankruptcy will affect their mortgage and their ability to keep their homes. Bankruptcy offers a way to stop the foreclosure sale and to retain your property, even over the foreclosing creditor's objection!
Facing a foreclosure is something that they never imagined would happen. For them, and perhaps you, the foreclosure is often the result of circumstances beyond their control, such as temporary loss of a job or an illness. An obvious solution to the foreclosure may be to sell the property before the date of the foreclosure sale. However, it is often not possible to conclude the sale before the date of foreclosure. Plus, most people want to keep their home and find a way to get caught up on their payments.
You may be able to stop or avoid home foreclosure and keep your home by filing a Chapter 13 bankruptcy. The Portland, Oregon bankruptcy attorneys of Baxter & Baxter, LLP, can advise you on whether you should file for bankruptcy, and whether Chapter 13 bankruptcy is right for you.

How to Dispute False Credit Reports after Bankruptcy
Bankruptcy is supposed to give consumers a fresh start. In a Chapter 7 bankruptcy, the Court may discharge some or all of a consumer's debts. Consequently, the way creditors report the account to the credit reporting agencies must change as well.
When the Bankruptcy Court Judge issues his or her final order discharging a consumer's debts, discharged accounts will have the notation "Included in Bankruptcy." However, the account balance becomes zero, improving a consumer's debt-to-income ratio. Also, the account should not show other derogatory remarks resulting from non-payment after the discharge order is entered. Deleting high balances and derogatory remarks can improve a consumer's credit score.

Updated Listings on Lawyers.com
Our listing on lawyers.com has been updated to reflect Michael Baxter receiving the prestigious Martindale Hubbell AV peer review rating. Click to view the lawyer profiles for Baxter & Baxter, LLP, Mike Baxter, Justin Baxter, Lyndon Ruhnke, Lara Gardner, and Kirsten Baxter.

Title: Michael Baxter Receives Martindale Hubbell AV Rating
Title: Baxter & Baxter, LLP, Opens New Hillsboro Office
Title: Kirsten Baxter Joins Baxter & Baxter, LLP

Common Myths about Filing for Bankruptcy in Oregon and Washington
Frequently Asked Questions about Filing for Bankruptcy in Oregon and Washington
Why Should You Hire a Bankruptcy Attorney?
Eliminating Second Mortgages through Chapter 13 Bankruptcy
The Process of Filing for Bankruptcy in Oregon and Washington
Things to Avoid before Filing Bankruptcy

Typical Filing Fees to File for Bankruptcy in Oregon and Washington
Filing for Bankruptcy: A Fresh Start